Now Is The Time To Consider a Home Equity Line of Credit

For some, a Home Equity Line of Credit can be more of a liability than an asset. If you’ve been paying off your mortgage for a couple of years and have built up some equity in your home, you have likely considered opening a Home Equity Line of Credit (HELOC).

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 · New tax law makes ridding yourself of debt even savvier. While you’re at it, if you are a homeowner, consider setting up a home equity line of credit. That way, if you pay down your mortgage but later find yourself out of work and in need of cash, you could “re-borrow” the money by tapping into your home’s value.

What You Need To Know About HELOC & Mortgage Refinancing. interest, lines of credit act more like a credit card which you can draw on as needed & pay back over time.. mountain view homeowners: Leverage Your Home Equity Today.

Meet the HELOC. Most equity lines of credit are interest-only loans for the first 10 years, called the "draw period," when you can access that money. At the end of 10 years, the line is closed and you have to make regular payments on the balance, or refinance the loan.

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 · Now is the time to tap into the value of your home! Apply for a Home Equity Line of Credit at a great rate for a limited time! Click Here for Details. Artisans’ Bank. online banking. online banking username login. Enroll Forgot Password? Menu icon. enter search terms search icon Search submit. Menu. Personal Banking.

 · It’s true that for several years post mortgage crisis, lenders were reluctant to lend to people with a short sale or foreclosure, but that is no longer the case. If you are ready to be a homeowner again, now is a good time to start looking for a home and to begin arranging financing.